Pay and benefits
There are two levels of entry to the Royal Navy - Rating and Officer. Rating is our entry-level role for a hands-on career. Officers are the managers and leaders of the Royal Navy.
 Regular Job |  Royal Navy |
|---|---|
RentCost of accommodation | No rentWhile at sea |
BillsFood and utilities bills to pay | No BillsFree meals, no utility bills |
20 days holidayTypical average | 30 days holidayFull pay |
Gym membershipMonthly or yearly fees to pay | Free gym membershipand sports facilities |
Holiday savingsHaving to save up for holidays | Travel for freeIts part of the job, and get paid for it |
Rating salary
Ratings are the heart of the Royal Navy – a team of highly-valued hands-on skilled experts. Not everyone will need a qualification to join. Though if you bring potential, drive and ability, we offer training and opportunities that are hard to match.
Whether your passion is cooking up a storm or fixing things, here’s what you can expect to be paid.
£26,344+ a year
£39,565+ a year
£44,000+ a year
£66,585+
£122,849+
At any point during your time as a Rating, you can apply to become a Commissioned Officer. If you have what it takes, you can climb the ranks to Captain.
Officer salary
Joining the Navy comes with a fantastic benefit package.
As well as free gym membership, health and dental - we cover the cost of accommodation, bills and food when you’re at sea provide subsidies when you’re not
£34,676+ a year
Typically, you’ll start your career as a Midshipman.
£41,456+ a year
£52,815+ a year
£122,849+
Benefits
Financial
- Competitive monthly salary from the moment you start
- Pension scheme where we contribute but you don’t have to
- Allowance for extended tours
- Longer separation allowance
- Defence discount services – from car and hotel to holidays and high street shops
Home & Family
- Subsidised travel, accommodation and food
- Up to 52 weeks’ maternity leave (26 weeks on full pay)
- Two weeks’ paternity leave on full pay, with option for shared paternity leave
- Help with your at-home living arrangements (including your family)
- Forces Help to Buy scheme: a 0% loan to get you on or further up the housing ladder
Lifestyle
- Six weeks’ paid holiday every year
- Free medical and dental care
- Free access to gym and sports facilities (£600 average saving)
- Adventurous training for 5 days every year
- Sports associations, from football and rugby to kayaking and kite-surfing
Submariner Extra Financial Benefits
- A £5,000 (£7,500 for Warfare Specialist Submariners) bonus on being awarded your Dolphins - the mark of a qualified submariner
- Additional Submariner Pay is awarded upon completion of submariner training and starts at £6,106 raising to £10,690; depending on time served as a submariner as your career progresses
- Receive a £25,000 bonus after serving six years as a qualified submariner
What benefits do Royal Navy Officers get?
Free qualifications. Unlimited sport. Global travel. Making a real difference from day one. The benefits you get as a Royal Navy Officer are unrivalled by anything you’ll find on ‘Civvy Street’.